Dr. Muhammad Junaid Ali Khan joined IoBM in 2025 as an Assistant Professor. He specializes in Islamic Banking and Finance and holds a Ph.D. from the University of Karachi. His doctoral thesis, “A Critical and Analytical Study of the Challenges in the Promotion and Dissemination of Musharakah Practices in Islamic Banking (in the Context of Islamic Banking in Pakistan),” examines the challenges facing the adoption and expansion of partnership-based financing in Pakistan’s Islamic banking industry.
He completed Dars-e-Nizami at Darul Uloom Karachi, equivalent to an MA in Islamic Studies/Arabic, and earned an MA in English Language Teaching (ELT) from the National University of Modern Languages (NUML). His professional qualifications include Certified Shari’ah Advisor and Auditor (CSAA) from AAOIFI, Advanced Certificate in AAOIFI Shari’ah Standards (ACSS) from IBA Karachi, and Halal Lead Auditor Training. He is also a Certified Mental Health Counselor.
Dr. Khan has extensive teaching experience as a faculty member at IoBM and other reputable educational institutions, including teaching Islamic Studies, Islamic Banking and Finance, Arabic, and English language. His research focuses on Islamic finance, Shari’ah-compliant business practices, SME financing, and the regulatory and operational challenges facing Islamic financial institutions. His publications include “Bridging the SME Financing Gap in Pakistan through Islamic Finance: A Policy Review,” published in the Journal of Finance & Economics Research in June 2025, and “Diminishing Musharakah in Islamic Banks: An Analysis Based on Home Financing,” published in Islamic Sciences in June 2021. His research reflects a commitment to advancing Islamic finance through critical analysis, evidence-based policy recommendations, and the integration of Shari’ah principles with contemporary financial practices. His academic and professional interests include Islamic banking and finance, Shari’ah standards, partnership-based financing, SME development, and promoting ethical and sustainable financial systems.