About

Ms. Rafia Ayub completed her Bachelor's and Master of Business Administration in Finance from Bahria University Karachi. She obtauned her MS (Islamic Banking and Finance) degree from PAF KIET Karachi. Currently she is pursuing her PhD (in Islamic Banking and Finance) at the International Islamic University of Malaysia (IIUM). She has more than 15 years teaching experience in accounting, finance, and Islamic Finance at highly reputable universities in Pakistan. Her contributions extend beyond teaching, with published research articles in reputable journals, book chapters, and presentations at national and international conferences.